Campus Journalist 
What is ATM skimming?
ATM skimming is a theft of card information, where a small device, known as a skimmer, is used to steal the information during a legitimate ATM transaction. As the card is swiped at the machine, the skimmer device captures the information stored on the card’s magnetic strip.
How is it done?
Thieves place the skimmer on the ATM card swiping mechanism. However, only a skimmer is not enough. The crooks trying to dupe the people, either place a camera inside the ATM or hack the bank camera to get to know the ATM pin of the card user. Once the pin is recorded and the card details are stored on the skimmer, the thieves use it to purchase things online or create cloned cards.
How to spot a skimmer?
Spotting a skimmer is a rather easy task. All you need to do is check the ATM machine prior to using it.The card reader section might be extended than usual on a machine that has been tampered.If a keypad on the ATM seems to protrude oddly, check the keypad for it might be a fake.If the card reader on the machine is loose then try avoiding the machine.
How to avoid being duped?
Cover you ATM keypad whenever you enter the ATM pin.Register for SMS updates to stay up-to-date with your bank transactions. This will help you get an alert when a suspicious transaction is done using your card.
What should be done if your ATM details have been stolen?
The fraud needs to be reported as soon as possible.
Article By – Harshita C. Jadhav
